ADMINISTRATION
2.59 - banking and financial institutions
2.59.101
banks - reserve requirements
2.59.102
banks - direct leasing of personal property
2.59.103
retention of bank records
2.59.104
semiannual assessment
2.59.105
investment securities
2.59.106
investment in corporate stock
2.59.107
investments of financial institutions
2.59.108
limitations on loans
2.59.109
loans to a managing officer, officer, director, or principal shareholder of a bank
2.59.110
fees for the approval of point-of-sale terminals
2.59.111
retention of bank records
2.59.112
underwriting of securities
2.59.113
investments by banks to promote the public welfare
2.59.114
trust company examination fees
2.59.115
adoption of examination procedure
2.59.116
definitions
2.59.117
debt cancellation and debt suspension programs – requirements
2.59.118
required disclosures
2.59.119
prohibited acts or practices
2.59.120
refunds of fees upon termination or prepayment of covered loan
2.59.121
method of payment of fees
2.59.122
affirmative election to purchase and acknowledgment of receipt of disclosures
2.59.123
disclosure forms
2.59.124
guaranteed asset protection (gap) feature
2.59.125
definitions applicable to derivative transactions and securities financing transactions
2.59.126
eligible state bank's permissible derivative transactions
2.59.127
lending limits applicable to derivative transactions
2.59.128
nonconforming loans and extensions of credit
2.59.129
credit exposure arising from derivatives and securities financing transactions
2.59.130
change in control
2.59.131
report of declaration and payment of dividend – dividend approval request form
2.59.132
conflicts of interest
2.59.133
oaths of directors
2.59.134
conversion of a national bank to a state bank
2.59.135
form to report directors and officers
2.59.136
foreign fiduciary trust company
2.59.137
parity with national banks
2.59.138
definitions
2.59.139
legal lending limit
2.59.140
combinations or guarantees
2.59.141
direct benefit
2.59.142
common enterprise
2.59.143
exclusions
2.59.201
savings and loan associations - real estate
2.59.202
examination and supervisory fee (annual)
2.59.301
advertising
2.59.302
fee disclosures – computation of interest
2.59.303
credit insurance
2.59.304
fees paid to public officials
2.59.305
receipt form
2.59.306
records of licensee
2.59.307
dollar amounts to which consumer loan rates are to be applied
2.59.308
examination fees
2.59.309
service of process
2.59.310
adoption of standardized forms and procedures of the nmls
2.59.311
transition
2.59.312
license renewals
2.59.313
initial license application through nmls
2.59.314
amendments
2.59.315
license surrender
2.59.316
fees
2.59.317
reinstatement of expired licenses
2.59.318
adoption of annual report and due date
2.59.319
required procedure for closing a consumer loan business
2.59.320
department costs in bringing an administrative action
2.59.401
credit unions - supervisory fee
2.59.402
credit unions - limited income persons, definition
2.59.403
credit unions - surety bond and hazard insurance coverage
2.59.404
corporate credit unions
2.59.405
retention of credit union records
2.59.406
definitions applicable to debt cancellation and debt suspension by a credit union
2.59.407
debt cancellation and debt suspension programs – requirements
2.59.408
required disclosures
2.59.409
prohibited acts or practices
2.59.410
refunds of fees upon termination or prepayment of covered loan
2.59.411
method of payment of fees
2.59.412
affirmative election to purchase and acknowledgment of receipt of disclosures
2.59.413
disclosure forms
2.59.414
guaranteed asset protection (gap) feature
2.59.415
duties of the supervisory committee
2.59.416
net worth definition – calculation – determination
2.59.417
investment rule – certain quasi-government securities
2.59.418
investment rule – corporate bonds
2.59.419
investment rule – mutual funds
2.59.420
general obligation bonds
2.59.421
director training
2.59.422
investment rule – revenue bonds
2.59.429
adoption of model bylaws and statutory reference for credit unions
2.59.430
director training
2.59.435
private share insurance
2.59.436
organizing a new credit union
2.59.437
annual reports
2.59.501
application for satellite terminal authorization
2.59.502
criteria for authorization
2.59.503
magnetic encoding and card standards
2.59.504
fees for the approval of automated teller machines
2.59.601
conditions of investment
2.59.701
application procedure for authorization to engage in the escrow business
2.59.702
change of ownership in escrow business
2.59.703
examination of escrow business
2.59.704
escrow business bonding
2.59.705
adoption of standardized forms and procedures of the nmls
2.59.706
transition
2.59.707
license renewals
2.59.708
initial license application through nmls
2.59.709
amendments
2.59.710
license surrender
2.59.711
fees
2.59.712
reinstatement of expired licenses
2.59.713
annual financial statement and escrow activities report and due date
2.59.801
authority, purpose and scope: definitions
2.59.802
annual regulation fees
2.59.803
examinations
2.59.804
criteria for know-your-customer policy
2.59.805
criteria for anti-money laundering compliance
2.59.806
quarterly and annual reports
2.59.807
suspicious activity reports
2.59.808
other reports required
2.59.901
change of location
2.59.902
definitions
2.59.903
loan production office
2.59.904
branch banks
2.59.905
montana banks branching outside montana
2.59.906
banks organized outside of montana branching into montana
2.59.907
closing or relocating a branch bank
2.59.908
temporary emergency closure of branch
2.59.909
emergency closure of branch
2.59.910
loan production office activities
2.59.1001
merger application
2.59.1002
merger application procedures
2.59.1101
application procedure for approval to establish a new branch bank
2.59.1102
review procedure for applications for approval to establish a new branch bank
2.59.1103
procedure following approval of an application to establish a new branch bank
2.59.1201
adoption of standardized forms and procedures of the nmls
2.59.1202
transition
2.59.1203
license renewals
2.59.1204
initial license application through nmls
2.59.1205
amendments
2.59.1206
license surrender
2.59.1207
fees
2.59.1208
reinstatement of expired licenses
2.59.1401
definitions
2.59.1402
licensing and application requirements - exceptions
2.59.1403
title loan designation
2.59.1404
notification to the department
2.59.1405
ownership change
2.59.1406
examination of title lenders
2.59.1407
rescinded loans
2.59.1408
failure to correct deficiencies
2.59.1409
duration of loans – interest
2.59.1410
extensions - reduction of principal
2.59.1411
department's cost of administrative action
2.59.1412
examination fees
2.59.1413
reports
2.59.1414
schedule of charges
2.59.1415
required record keeping
2.59.1416
employees' character and fitness
2.59.1417
procedural rules for hearings and discovery
2.59.1418
sale of repossessed property
2.59.1419
unfair practice
2.59.1501
definitions
2.59.1502
application procedure required to engage in deposit lending
2.59.1503
unencumbered assets as additional surety
2.59.1504
ownership change in the deferred deposit lender
2.59.1505
examination of deferred deposit lenders
2.59.1506
procedural rules for hearings and discovery
2.59.1507
reports
2.59.1508
schedule of charges
2.59.1510
employees' character and fitness
2.59.1512
electronic deductions
2.59.1513
income verification
2.59.1514
department approval of loan agreement form
2.59.1515
adoption of standardized forms and procedures of the nmls
2.59.1516
license renewals
2.59.1517
initial license application through nmls
2.59.1518
amendments
2.59.1519
license surrender
2.59.1520
fees
2.59.1521
reinstatement of expired licenses
2.59.1522
adoption of annual reporting form and due date
2.59.1601
u.s. treasury and u.s. government agency issues
2.59.1602
other approved quasi-government securities
2.59.1603
state, county, and municipal issues
2.59.1604
corporate bonds
2.59.1605
mutual funds
2.59.1606
other approved investments
2.59.1607
debt securities for debts previously contracted
2.59.1701
definitions
2.59.1702
proof of experience
2.59.1703
transfer of loan originator license
2.59.1704
license renewal
2.59.1705
continuing education provider requirements
2.59.1706
surety bond
2.59.1707
revocation, suspension, or surrender of license
2.59.1708
table funding requires licensure
2.59.1709
complaint process
2.59.1710
records to be maintained by mortgage brokers
2.59.1711
continuing education
2.59.1712
designated managers
2.59.1713
examinations
2.59.1714
failure to correct deficiencies
2.59.1715
grounds for the denial of an application
2.59.1716
costs in bringing the administrative action
2.59.1717
scheme to defraud or mislead
2.59.1718
license renewals for mortgage lenders licensed as of july 1, 2009 - temporary licenses
2.59.1719
new applicants for a mortgage loan originator license - temporary licenses
2.59.1720
new applicants for a mortgage broker or mortgage lender license - temporary licenses
2.59.1721
net worth requirement for mortgage brokers
2.59.1722
unacceptable assets
2.59.1723
proof of net worth
2.59.1724
records to be maintained by mortgage lenders
2.59.1725
licensing exemptions and voluntary registration by exempt entities with the nationwide mortgage licensing system (nmls)
2.59.1726
request for correction or amendment of department-generated record in the nmls
2.59.1727
mortgage loan originator licensing exam retakes
2.59.1728
adoption of standardized forms and procedures of the nmls
2.59.1729
transition and initial license application through nmls – license renewals – fees
2.59.1730
confidentiality – agreements and sharing arrangements
2.59.1731
reinstatement of expired or suspended licenses
2.59.1732
mortgage call reports
2.59.1733
expungement of felony record
2.59.1734
availability of exemptions to entities and individuals
2.59.1735
determining the amount of surety bond for a new mortgage broker or mortgage lender
2.59.1736
deadline for conditionally licensed mortgage loan originators to complete the montana exam
2.59.1737
montana mortgage loan origination disclosure form
2.59.1738
renewal fees
2.59.1739
application of financial standards
2.59.1740
standards for determining financial responsibility
2.59.1741
procedures for determining financial responsibility
2.59.1742
reviewing adverse credit history and other information
2.59.1743
reporting forms for mortgage servicers
2.59.1744
records to be maintained by mortgage servicers
2.59.1745
deadline for renewal applications
2.59.1746
record maintenance, storage, transfer, and destruction
2.59.1747
responsible party for records
2.59.1748
montana-specific escrow fund
2.59.1749
written exemption form for requesting a mortgage licensing exemption
2.59.1750
clarification of definition
2.59.1751
certificate of bona fide not-for-profit entity
2.59.1752
state-specific prelicensing education
2.59.1753
applications for initial license near year-end; when application for initial license may be deemed abandoned
2.59.1754
clarification of definition of "regularly engage"
2.59.1755
definition of "alter" for mortgage licensees
2.59.1756
government sponsored enterprises
2.59.1757
designated manager supervisory requirements
2.59.1758
false, deceptive, or misleading advertising
2.59.1759
internet or electronic advertising
2.59.1760
examination fees
2.59.1761
activities requiring a license
2.59.1801
mortgage lender surety bond
2.59.1802
branch office licensing
2.59.1803
supervision of offices and loan officers
2.59.1804
responsibility for acts of agents
2.59.1805
waiver of in-state office requirement
2.59.1901
examination fees
2.59.2001
application procedure for a certificate of authorization for a state-chartered mutual association
2.59.2002
persuasive showing of reasonable public necessity and demand
2.59.2003
management of proposed mutual association
2.59.2004
capital adequacy of proposed new mutual associations
2.59.2005
mutual associations - fdic insurance required
2.59.2006
pro forma statement
2.59.2009
conversion of a national mutual association to a state mutual association
2.59.2010
fee for conversion of a national mutual association to a state mutual association
2.59.2013
semiannual assessment
2.59.2014
adoption of examination procedure
2.59.2017
merger application
2.59.2018
merger application procedures
2.59.2021
mutual associations - direct leasing of personal property
2.59.2022
retention of mutual association records
2.59.2023
form to report directors and officers
2.59.2026
definitions
2.59.2027
application procedure for approval to establish a new branch
2.59.2028
review procedure for applications for approval to establish a new branch
2.59.2029
procedure following approval of an application to establish a new branch
2.59.2030
branches
2.59.2031
montana mutual associations branching outside montana
2.59.2032
mutual associations organized outside of montana branching into montana
2.59.2033
closure or relocation of a branch
2.59.2034
temporary emergency closure of branch
2.59.2035
emergency closure of branch
2.59.2036
loan production office activities
2.59.2037
loan production office
2.59.2040
definitions
2.59.2041
debt cancellation and debt suspension programs – requirements
2.59.2042
required disclosures
2.59.2043
prohibited acts or practices
2.59.2044
refunds of fees upon termination or prepayment of covered loan
2.59.2045
method of payment of fees
2.59.2046
affirmative election to purchase and acknowledgment of receipt of disclosures
2.59.2047
disclosure forms
2.59.2048
guaranteed asset protection (gap) feature
2.59.2051
nonconforming loans and extensions of credit
2.59.2052
u.s. treasury and u.s. government agency issues
2.59.2053
other approved quasi-government securities
2.59.2054
state, county, and municipal issues
2.59.2055
corporate bonds
2.59.2056
mutual funds
2.59.2057
other approved investments
2.59.2058
debt securities for debts previously contracted
2.59.2061
definitions
2.59.2062
legal lending limit
2.59.2063
combinations or guarantees
2.59.2064
direct benefit
2.59.2065
common enterprise
2.59.2066
exclusions
2.59.2069
credit exposure arising from derivatives and securities financing transactions
2.59.2101
definitions
2.59.2102
out-of-state state-chartered bank or national bank seeking to exercise fiduciary powers in montana
2.59.2103
out-of-state nonbank trust companies seeking to exercise fiduciary powers in montana
