HOME    SEARCH    ABOUT US    CONTACT US    HELP   
           
Rule: 6.6.2507 Prev     Up     Next    
Rule Title: PROHIBITED PRACTICES
Add to My Favorites
Add to Favorites
Department: STATE AUDITOR
Chapter: INSURANCE DEPARTMENT
Subchapter: Health Maintenance Organizations
 
Latest version of the adopted rule presented in Administrative Rules of Montana (ARM):

Printer Friendly Version

6.6.2507    PROHIBITED PRACTICES

(1) A health maintenance organization may not include in its contract and evidence of coverage a provision setting forth exclusions or limitations of services for preexisting conditions at the time of enrollment, except as permitted under�33-22-246,�33-22-514, or�33-22-1811, MCA.

(2) In addition to the requirements of (1), a health maintenance organization may not exclude or limit services for a preexisting condition when the enrollee transfers coverage from one individual contract to another or when the enrollee converts coverage under his conversion option, except to the extent of a preexisting condition limitation or exclusion remaining unexpired under the prior contract.

(3) A health maintenance organization may not unfairly discriminate against any enrollee or applicant for enrollment on the basis of the age, sex, race, color, creed, national origin, ancestry, religion, marital status, or lawful occupation of an enrollee, because of the frequency of utilization of services of an enrollee, or for any reason prohibited by 33-22-526, MCA.

(4) Representing as a group contract a contract that refuses, within the eligibility period, to enroll an individual member of a group on the basis of the health status or health care needs of the individual enrollee or member is deceptive and misleading and violative of 33-18-203, MCA.

History: 33-31-103, MCA; IMP, 33-18-203, 33-31-111, 33-31-301, 33-31-312, MCA; NEW, 1987 MAR p. 1770, Eff. 10/16/87; AMD, 1998 MAR p. 1698, Eff. 6/26/98; AMD, 2018 MAR p. 1102, Eff. 6/9/18.


 

 
MAR Notices Effective From Effective To History Notes
6-243 6/9/2018 Current History: 33-31-103, MCA; IMP, 33-18-203, 33-31-111, 33-31-301, 33-31-312, MCA; NEW, 1987 MAR p. 1770, Eff. 10/16/87; AMD, 1998 MAR p. 1698, Eff. 6/26/98; AMD, 2018 MAR p. 1102, Eff. 6/9/18.
6/26/1998 6/9/2018 History: Sec. 33-22-1811 and 33-31-103, MCA; IMP, 33-18-203, 33-22-1811, 33-31-111(7), 33-31-301(3) (c), and 33-31-312, MCA; NEW, 1987 MAR p. 1770, Eff. 10/16/87; AMD, 1998 MAR p. 1698, Eff. 6/26/98.
Home  |   Search  |   About Us  |   Contact Us  |   Help  |   Disclaimer  |   Privacy & Security