(1) The department may, within its discretion, use in relation to a particular consumer adaptations of the financial need standard and other standards describing specific financial limitations adopted through these rules when the department determines:

(a) one or more standards limit the consumer's access to an identified rehabilitation need in the consumer's individual employment plan;

(b) there is not a commensurate service option available through the department or another program available to the consumer to address the rehabilitation need; and

(c) the consumer has insufficient financial resources by which to obtain the rehabilitation need.