(1) The sale of funeral insurance may not be conditioned on:

(a) the applicant or insured agreeing to assign the funeral insurance proceeds to a funeral director, mortician, mortuary, or undertaker; or

(b) the applicant or insured making or entering a preneed funeral arrangement.

(2) Prohibited inducements under 33-18-208, MCA, include, but are not limited to, discounts from the price of funeral goods and services.