(1) The purpose of ARM 6.6.1202 and 6.6.1203

is to eliminate denial of benefits or coverage on the basis of sex or marital status in the terms and conditions of insurance contracts and in the underwriting criteria of insurance carriers.

(2) For the purpose of ARM 6.6.1202 and 6.6.1203, the term "contract" includes any insurance policy, plan, subscriber agreement, statement of coverage, binder, rider or endorsement offered by any insurance company, association, reciprocal or inter-insurance exchange, nonprofit health service corporation or plan, fraternal benefit society or beneficial association.