(1) A firm, permit holder, certificate holder, license holder, or practice privilege holder shall not commit any act discreditable to the profession. A discreditable act will be considered to have occurred if, for example:

(a) a firm, permit holder, or practice privilege holder retains any records rightfully belonging to the client in order to enforce payment of fees; or

(b) a practice unit fails to comply with conditions imposed by the peer review program as a result of a "pass with deficiencies" or "failed" peer review classification.