(1) Monthly premium payments will be made to:

(a) an insurer that has contracted with the department;

(b) directly to clients if:

(i) their monthly premium is deducted from their Social Security check;

(ii) they enroll in a PDP provided by an insurer that does not contract with the department; or

(iii) the client chooses to be paid directly;

(c) direct payments to enrollees can be made:

(i) by check mailed to the enrollee; or

(ii) through direct deposit.