(1) Before the initial receipt of waste at a solid waste management facility, or by April 13, 2010, if the facility is accepting waste, the owner or operator shall submit for department approval, and maintain in force during the active life of the facility, a policy of general liability insurance to cover bodily injury or property damage to third persons caused by sudden accidental occurrences at the facility in the minimum amount of $1 million per occurrence with a minimum annual aggregate of $2 million. The owner or operator shall place a copy of the approved policy in the facility operating record.